If you rent your property and another child gets hurt, are you responsible for their medical bills?
Friday, May 14th, 2010 at
5:43 pm
If you rent your property and a neighborhood child comes to play outside with your child and cuts his/her foot on a piece of glass and requires stitches, are you responsible for their medical bill?
Sell House Quick
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Tagged with: Child Play • Neighborhood Child • Piece Of Glass
Filed under: property rental
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not every time a person is hurt on private property means the landlord is liable for the action, usually the landlord knows or should have known of the danger before they can be held liable, with children you also have an attractive nuisance factor,
question will become should the landlord known of the broken glass in the area where the children play and where injured
The owner of the property is required to have insurance to cover law suits, because renters insurance only covers personal property.
If this was truly an accident there is no liability.
Actually, a renters policy will carry a small amount of Med Pay coverage just for such an occasion – small medical payments so you don’t need to sue for liability coverage. If you don’t have a renters policy, you’re SOL. Another reason to get one.
I’m guessing the parents of the guest had no medical insurance? If not, I would offer to pay half of their costs. If they have medical insurance, I’d offer to pay their deductible. Just as an act of good faith.